Terms of Service

1. Acceptance of Terms

By accessing or using TAKOMO.APP, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, please do not use our services.

2. Permitted Use

All 100 tools provided on TAKOMO.APP are free for personal, educational, commercial, and professional use. You are granted a non-exclusive license to use these client-side utilities directly in your web browser.

3. Disclaimer of Warranties ("As-Is")

TAKOMO.APP and its tools (including financial calculators, data converters, audio utilities, and PDF organizers) are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind.

Financial, legal, or tax calculations (such as loan interest, salary deductions, and VAT estimates) are provided for illustrative purposes only and do not constitute certified financial or legal advice. Always consult a qualified professional before making major financial decisions.

4. Limitation of Liability

To the maximum extent permitted by applicable law, TAKOMO.APP and its authors shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our tools, including loss of data or calculation errors.

5. Modifications to Service

We reserve the right to modify, add, or discontinue any tool or feature at any time without prior notice.